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Charges for adult social care from the council

If you are eligible to receive care and support from the council, we will do a financial assessment. This will help us work out how much you need to pay for your care.

You may need to pay the full cost of your care or services, pay some of the cost, or you may not need to pay. The amount you need to pay is known as your contribution.

Below we've provided guidance on financial assessments and charges. You can also download our Icon for pdf Easy Read charges for your care guide [1MB] .
 

Financial assessment

The financial assessment will be completed by our Financial Assessment and Charging team. Your care manager will arrange for a Financial Assessment and Charging Officer to contact you. 

The assessment will look at your personal financial circumstances, including things like your savings, money you get every week, and properties that you own. We will only look at your personal financial circumstances and will not include those of a partner (if applicable), unless you have joint savings or joint income. We will also be able to offer you advice about the benefits available to you and, if necessary, help you to make any relevant claims. If you have a partner, to be able to receive full benefit advice, your partner will need to be willing to disclose their financial information.

Once we have completed your financial assessment, we will calculate how much you will need to pay. We will discuss your contribution with you and give you advice on paying for your care.

 

If your care needs or circumstances change, you will need to be reassessed. Let us know if your circumstances change.

 

How we calculate your contribution

Below we have explained how we will calculate your contribution. We will discuss your contribution with you and give you advice on paying for your care after your assessment, so you do not need to calculate this yourself.

 

The exact amount you need to pay will depend on the type of care you get and your financial circumstances.

In general, if you have:

  • over £23,250, you will pay the full charge for your care
  • less than £23,250, we will calculate how much you need to contribute to the cost of your care

You can use our online calculator to get an estimate on how much you might have to pay. This is only a guide.

The way we calculate your contribution is different depending on whether you get care at home (non-residential) or are going into a care or nursing home (residential care). You can find more detail about charging and paying for non-residential and residential care on the pages below. This can be a complex process, but we will give you information and advice on paying for your care when we complete your financial assessment.

Paying for care at home (non-residential care)

Information about paying for care at home and how we calculate your contribution if you get services from the council.

Paying for a care or nursing home (residential care)

Information about paying for residential care and how we calculate your contribution if you get services from the council.

Care home top-up payments

If you want to choose a different care home placement that is more expensive than the one the council has identified, you will need a 'top up payment'.

Deferred payments

A deferred payment agreement could help if you need to pay the full cost of your care, but you do not want to sell your home.

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